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Home » Personal Banking » Promotions

Apple's Current Promotions

Visa BTO | Learn More

Now through March 31, 2017, when you transfer your high-rate balances to a select new or existing Apple Visa® Credit Card, you’ll enjoy rates as low as 0% APR* for 12 months, then 8.49% - 18.00% Variable APR.

Apply for and transfer balances to NEW Apple FCU Credit Card.

Apply Now
Transfer balances to your CURRENT Apple FCU Credit Card.

Transfer Now

To complete your balance transfer by phone, please call 866-820-3867.

*APR = Annual Percentage Rate as of 03/01/2017 only available on balance transfers made with a variable rate Visa® Credit Card; excluding the Educator, Student, Credit Builder or Business Credit Card. The balance transfer APR offer is available 03/01/2017 - 03/31/2017 on balance transfers only. A 3% balance transfer fee during the promotional period applies. Balance transfer rates adjust to a variable APR (8.49%–18.00%) after the promotion period based on an evaluation of applicant credit — not all applicants will qualify for the lowest rate. The approved APR will apply for 12 months for every balance transfer completed within the promotional period from the first qualifying balance transfer. Existing Apple FCU Visa Credit Card and loan balances are excluded from this promotional offer. The APR for purchases and cash advances will be disclosed at the time of credit approval. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.

HELOC | Learn More

Now you can more comfortably finance your next big expense, take a well-deserved trip or consolidate unwanted debt with an Apple FCU Home Equity Line of Credit. Make your plans and apply through June 30, 2017, to lock-in your low rate until 2018*.

  • Rates as low as 2.99% APR* until 2018 (adjusts to the Prime Rate as published in the Wall Street Journal, currently 3.75% APR)
  • 10-year draw period, up to 20-year repayment
  • INTEREST-ONLY PAYMENTS available for 10 years

Apply Now

*APR = Annual Percentage Rate. Offer ONLY available for NEW HELOCs applied for online and approved 02/01/2017 – 06/30/2017. You may not pay off or make payment to other Apple FCU loans, credit cards or accounts with these proceeds. Advances made between 02/01/2017 and 12/31/2017 will be locked at your approved promotional rate until 12/31/2017. Your promotional rate will not be adjusted until 01/01/2018. If your account becomes delinquent at any time during the promotional period, you will forfeit these promotional terms and the APR on the unpaid balance will be increased to the appropriate quarterly rate offered at that time as disclosed in your original note. On 01/01/2018, the APR will be adjusted to either your floor rate or the Prime Rate as published in the Wall Street Journal (whichever is higher) on 12/21/2017 plus or minus your current margin on the remaining balance and will be subject to change each quarter thereafter as stipulated by your original terms and conditions. Maximum interest rate 18.00% APR. Advance amounts must be within your existing credit limit. Advances in excess of your current credit limit will not be honored and may be subject to additional fees.