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Home » Personal Banking » Promotions

Apple's Current Promotions

HELOC | Learn More

Now you can more comfortably finance your next big expense, take a well-deserved trip or consolidate unwanted debt with an Apple FCU Home Equity Line of Credit. Make your plans and apply through June 30, 2017, to lock-in your low rate until 2018*.

  • Rates as low as 2.99% APR* until 2018 (adjusts to the Prime Rate as published in the Wall Street Journal, currently 4.00% APR)
  • 10-year draw period, up to 20-year repayment
  • INTEREST-ONLY PAYMENTS available for 10 years

Apply Now

*APR = Annual Percentage Rate. Offer ONLY available for NEW HELOCs applied for online and approved 02/01/2017 – 06/30/2017. You may not pay off or make payment to other Apple FCU loans, credit cards or accounts with these proceeds. Advances made between 02/01/2017 and 12/31/2017 will be locked at your approved promotional rate until 12/31/2017. Your promotional rate will not be adjusted until 01/01/2018. If your account becomes delinquent at any time during the promotional period, you will forfeit these promotional terms and the APR on the unpaid balance will be increased to the appropriate quarterly rate offered at that time as disclosed in your original note. On 01/01/2018, the APR will be adjusted to either your floor rate or the Prime Rate as published in the Wall Street Journal (whichever is higher) on 12/21/2017 plus or minus your current margin on the remaining balance and will be subject to change each quarter thereafter as stipulated by your original terms and conditions. Maximum interest rate 18.00% APR. Advance amounts must be within your existing credit limit. Advances in excess of your current credit limit will not be honored and may be subject to additional fees.

Auto Promo | Learn More

First Car. Fast Car. Family Car. Whatever your reason, we make it easy to get the vehicle you want. Plus, now through June 30, 2017, you will be automatically entered to win a $500 Gas Card* when you finance a vehicle with Apple FCU or refinance¹ an existing auto loan from another lender.

Auto Rates as low as 1.84% APR**

  • Guaranteed Savings² with our FREE Car Buying Service
  • Up to 115% financing available with flexible terms up to 84 months
  • Negotiate with the power of a cash customer with a pre-approved Auto Loan check
  • Fast approval and quick turnaround
  • No hidden costs or early payoff penalties
  • Refinance¹ options available

Every month, two lucky members will win a $500 gas card!*

Apply Now

*View complete sweepstakes rules. **APR = Annual Percentage Rate as of 04/01/2017. Rates are based on an evaluation of applicant credit and amount financed. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. Rate includes maximum Loan-to-Value discounts. ¹ Current Apple FCU Auto Loans are not eligible for refinance. ² Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.

Debit Sweepstake | Learn More

Now through June 30, 2017, when you shop with your Apple FCU Visa® Debit Card, you’ll be automatically entered for a WEEKLY CHANCE TO WIN up to $1,000.*

Plus, don’t forget to load your Debit Card into Android Pay™, Apple Pay®, Samsung Pay™ or Visa Checkout® for an even faster, secure shopping experience. Save money when you shop at these national retailers.

Pay with your Debit Card whenever you shop!
Sweepstakes ends June 30, 2017.

*Apple FCU Visa® Debit Card cardholders are automatically entered for a chance to win up to $1,000, based on their qualifying Debit Card transactions (ATM excluded) during the eligible promotion week. The You Shop, Apple Pays Weekly Sweepstakes starts April 1, 2017, 12:00 a.m. ET, and ends June 30, 2017, 11:59 p.m. View complete sweepstakes rules.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.
Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

Visa Usage | Learn More

Tackle all your home improvement projects May 1 - June 30, 2017, and you’ll automatically earn more for every dollar spent with your Apple FCU Visa® Credit Card!

All you have to do is make a to-do list and go shopping. We’ll keep track of your home improvement purchases and automatically add your Bonus Points or 2% Cash Back*, depending on your card type, to your credit card statement.

Qualifying Purchases Include:

• Home supply, hardware, lumber and building material stores • Equipment rental & leasing service
• Appliance sales & repair • Exterminating service
• Air conditioning & heating • Floor and window covering stores
• Plumbing sales & service • Glass, paint and wallpaper stores
• Carpet & upholstery cleaning • Swimming pool sales & service
• Contractors: general, electrical, masonry and concrete • Landscaping services, nursery and lawn/garden supply stores
• Tax payments, tax preparation and auditing services.

If you don’t already have an Apple Visa Credit Card, apply now!

*Signature Rewards and MyRewards cardholders receive bonus points for qualified purchases. Non-reward cardholders receive 2% cash back for qualified purchases. CURewards Points will double (up to a maximum of 1,500 points) and 2% Cash Back will be issued to cardholders that complete home improvement or tax payments/service transactions between 05/01/2017 – 06/30/2017. The 2% cash back will apply to purchases up to a maximum of $1,500 per statement cycle, with a maximum cash back of $60 for the campaign period. To qualify, purchases must meet the merchant category guidelines. New and existing Apple FCU Visa cardholders are eligible for the promotional bonus points and cash back. Balance transfers, cash advances, statement or convenience checks, returns, finance charges, fees, foreign transaction currency conversion charges do not qualify. For Signature Rewards and MyRewards cardholders, all other purchases will continue to accrue at the standard rate (3x points on gas and 2x points on groceries) for every dollar spent. Points will be posted to your account at the close of each billing cycle. Cash advances, fees and finance charges do not earn points. For qualified cardholders, the 2% Cash Back rebate will appear as a credit on your statement no later than 07/15/2017.