Online Banking Access
703-788-4800 Member Service Center Hours:
Mon - Fri: 8 a.m. - 6 p.m.
Sat: 9 a.m. - 12 p.m.
- Open an IRA
Individual Retirement Account
Retirement savings with tax advantages.
Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future. Whether you’re opening a new account or rolling over a 401(k), 403(b) or IRA from a previous employer, you have three IRA options from which to choose: Traditional, Roth, or Coverdell Education Savings Account. Learn More
Members under age 50 can deposit up to $5,500 and members over age 50 can deposit up to $6,500. The deductibility of IRA contributions depends on individual income for single taxpayers or combined income for married couples filing jointly. Learn More
Contributions to a Roth IRA are not tax-deductible. Funds grow tax deferred. The Roth IRA, including earnings, can be withdrawn tax-free in retirement. Learn More
Coverdell Education Savings Account (ESA)
A Coverdell ESA allows you to save for a child's education expenses, including tuition, fees, books, supplies, equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary. Learn More