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Home » Teachers & Students » Teacher Loans

Exclusive Offers for Teachers. Local Service. Easy and Convenient.

0% New Teacher Transition Loan*

Whether you’re new to teaching, or simply a teacher with a new school system, this loan can help finance your fresh start. If you’re a new teacher working in the City of Falls Church, Fairfax, Frederick, Manassas City, Manassas Park, Prince William, Loudoun or Stafford County school systems, the New Teacher Transition Loan can help you purchase a professional wardrobe, classroom supplies, supplement moving expenses and many other purposes. Apple FCU has partnered with local school districts to provide this valuable teacher-member benefit.

  • GUARANTEED APPROVAL for all new teachers of a minimum loan of $500!
  • Borrow up to $3,500 for a maximum term of 24 months
  • Quick loan turnaround time
  • No prepayment penalties
  • FREE 24/7 online access to your accounts via Online Banking
  • Easy, online payments in Online Banking
  • Loan must be disbursed within the first 90 days of employment contract
  • Requires Checking account and Direct Deposit (minimum $1,000 per month for life of the loan)

When you're ready to borrow, we're ready to help!

*Restrictions apply. This offer is only valid for first-year teachers under contract with Clarke County Public Schools, Falls Church City Public Schools, Fairfax County Public Schools, Fauquier County Public Schools, Frederick County Public Schools, Loudoun County Public Schools, Manassas City Public Schools, Manassas Park Public Schools, Prince William County Public Schools, Shenandoah County Public Schools, Stafford County Public Schools or Winchester City Public Schools and must be disbursed within the first 90 days of employment contract. Limited to one loan per application, regardless of amount approved. See an Apple Representative and Loan Agreement for complete details.

You’ll save time and enjoy a variety of exclusive savings opportunities when you use Apple’s Direct Deposit for your net paycheck.

  • Earn competitive dividends on your Advantage Checking balance
  • Participating school system employees get paid a day early** – Your paycheck will be deposited 1-4 days early

Learn more about Direct Deposit
Access employer forms

**Offer valid with select partner school districts. This program is NOT endorsed by the school system. Payroll will be deposited 1-4 days early based on the member’s payroll schedule.