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Home » Teachers & Students » Student Savings
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Help your child build good saving habits and introduce them to the benefits of Credit Union membership. An eXtras Student Savings helps teach successful money management skills.

  • Earn a premium dividend on balances up to $1,500
  • No monthly service fees
  • No minimum account balance fees
  • Available to anyone 23 years old and younger
  • As a joint owner, parents have complete access to the account
  • FREE Online Banking account to account transfer
  • FREE access to Apple’s student-oriented blog.
Account APY* Compounded
eXtras Student Savings (up to $1,499) 2.00 % Monthly
eXtras Student Savings ($1,500 or more) 0.10 % Monthly

*APY = Annual Percentage Yield as of 6/1/2014 and is subject to change without notice.

For a list of our fees, view the fee schedule .

Want more?

Open an eXtras Student Checking Account or check out the eXtras Student Visa® Platinum . Plus, if you need money for college, our Student Choice Loan Solutions may help.

Ask a Question about our eXtras Student Savings Savings Account

Education SuperSaver

With education costs rising every year, it's smart to start saving now. You can get started in Apple's Education SuperSaver Account with as little as $5, and then watch your savings grow quickly with great dividend rates . This account is used to save for books, tuition or any other education related expenses.

There is a 2.00% penalty for non-qualifying withdrawals.

eXtras Student Checking Account

Enjoy no minimum balance, no monthly fees, FREE withdrawals from Apple ATMs, FREE Online Banking, FREE Bill Pay and paperless eStatements. Plus, your FREE extras Visa Debit Card makes getting cash and making purchases both quick and easy. Learn More

eXtras Student Visa Platinum

Build your credit with this no annual fee, fixed-rate, value-added credit card. Learn More

Student Choice Loan Solutions

This affordable college financing option helps fill the funding gaps federal aid leaves behind. Learn More

Account Access

With FREE options like Online Banking, Mobile and Text Message Banking, Android™, iPad® and iPhone® apps, no matter where you go, Apple is always nearby. Learn More

Student-Run Credit Unions

Apple FCU currently has student-run branches in more than 25 area schools. These in-school branches allow students to deposit cash and more! Plus, students participating in this program have an opportunity to explore future employment options by learning to perform many credit union duties, including accepting account applications and processing deposits. Learn More

How 'Bout Them Apples

Enjoy Apple’s student-oriented blog where you can:

  • Learn quick and easy ways to save
  • Find local deals and happenings
  • Ask questions
  • Participate in contests
  • Get details about promotions
  • View videos.
Visit our Blog
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If the account balance goes over $1,500 then does the rate of 2% only apply to the money below that limit and the .10% on the money above that limit? Or does the account need to stay under $1,500 in order to receive 2%?

Asked by: Mason
The premium rate would be applied to the balance $1,500 and under; any balance beyond $1,501 would then earn the regular savings rate. The account balance does not need to remain under $1,500. If you're ready to open your Apple FCU eXtras Student Savings account and are already a member, simply login to Online Banking and pick 'Add a Product' from the 'Account Tools' tab. We look forward to serving you!
Answered by: AppleFCU
Date published: 2016-08-02

Hello, I am 18 years old and I am currently a senior in high school. I'm looking into a student saving account. Since I'm 18, would my parent still have access to my account?

Asked by: James64
Answered by: chilling
Date published: 2016-08-02

Hello, I am currently a member, and I was hoping to open a savings account for my son, born February 2016. Is the student savings the way to go? Thank You

Asked by: Samantha
The Apple FCU eXtras Student Savings is a great option for saving for your child as it earns our highest savings rate on balances up to $1,500. Details at: https://www.applefcu.org/TeachersStudents/SavingsStudent
Answered by: AppleFCU
Date published: 2016-05-20

How do i transfer from my member account to my child's student saver account? I'd like to set up something reoccurring monthly.

Asked by: josh1
To establish a recurring monthly transfer, simply give us a call at 703-788-4800. You can set it up to distribute on a given day, or as part of your payroll distribution if you have our FREE Direct Deposit. Or, if you already have these accounts linked to view in Online Banking, you can use the 'Schedule a Transfer' option on the 'Move Money' tab as well.
Answered by: AppleFCU
Date published: 2016-02-08
  • 2016-10-18T06:30CST
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