Personal Loan

Whatever you need, we can help

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Life happens. For the expected and unexpected expenses we all face, our Personal Loans can help you afford whatever you need. From engagement rings, dream vacations, medical bills and home upgrades to debt consolidation, we got you covered.

Apply now!

Loan Perks

competitive-rates

Competitive Rates


Borrow_up_to_50,000

Borrow up to $50,000


terms-up-to-60-months

Terms up to 60 months


no-hidden-costs

No hidden costs or early payoff penalties


easy-payments

Easy payments with Online & Mobile Banking


easy-online-application

Easy application process


 

Loan Options

Signature Loan

  • Lump-sum funding
  • Fixed-rate payments
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Signature Line of Credit

  • Low, variable-rate payments
  • Convenient access to your money - online, by phone, by check or in person at any branch
  • Use this for the overdraft protection for your Apple Checking
Apply Now

Savings Secured Loan

If you're looking to build or repair your credit history, consider a Savings Secured Loan. Borrow against funds held on deposit in your Apple Savings/Certificate. Plus, your savings will continue to earn dividends.
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Rates

APR as low as*Conditions

Signature Loan

9.24%Up to $50,000Apply Now

Signature Line of Credit (Variable)

9.49%Up to $50,000; APR is Prime Rate** + 4.24 - 14.99%Apply Now

Savings Secured (Regular Savings)

3.00% plus the dividend rate paid on the deposit accountSavings are pledged for loan; amount of the loan cannot exceed the balance in the account securing the loanApply Now

Savings Secured (Certificates)

2.00% plus the dividend rate paid on the deposit accountCertificates are pledged for loan; amount of the loan cannot exceed the balance in the account securing the loan and must be equal to or less than the Certificate termApply Now

*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate.

**Index as published in the Wall Street Journal on the first business day of the month preceding Jan. 1, April 1, July 1, and Oct. 1.

 Includes a 0.25% Direct Deposit rate discount; subject to change at any time. Rates are based on an evaluation of applicant credit and amount financed. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. 0.25% rate discount contingent upon an active, monthly direct deposit of $1,000 or more into an Apple FCU Savings or Checking account. If you fail to set up Direct Deposit within 60 days of Loan closing, or at any point during the life of the Loan are no longer receiving the Direct Deposit minimum of $1,000 a month, the rate will increase by 0.25% above the interest rate disclosed in the Loan and Security Agreement, beginning the first day of the month following any such occurrence, and until all Principal is paid in full. The discount cannot be reinstated during the term of the loan.

What information do I need to get a loan

You'll need:

  • Government issued photo ID - a driver’s license, state-issued ID or a military ID
  • Recent paystub, W2 and/or filed and signed tax returns (for self-employed individuals)

Apply Now

Ask a Question about our personal Loans

More helpful resources

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