Savings

Reach your savings goals with us

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Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services. It’s the perfect account to save for routine expenses or use for a rainy day fund.

For added peace of mind, all Apple FCU savings accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

More Savings Options 

eXtras Student Savings

Open an Account

Rates

This high-dividend savings account is specially designed for members age 23 and younger.

  • Earn a premium dividend on balances up to $1,500
  • No monthly service fees
  • No minimum account balance
  • Available to anyone 23 years old and younger
  • As a joint owner, parents have complete access to the account

Education SuperSaver

Open an Account

Rates

With education costs rising, it's smart to start saving now. Open a SuperSaver account with as little as $5, and then watch your savings grow quickly with great dividend rates. Use the funds to save for books, tuition or any other education-related expenses. A 2.00% penalty applies for non-qualifying withdrawals.

Money Market

Open an Account

Rates

Money Market

Tiered rates for higher balances.
  • Convenient access to your funds, by phone, in-person or by check
  • Make up to six (6) withdrawals each month
  • Balance inquiries and transfers can be made through Online Banking or PAT
  • Receive up to one (1) box of FREE checks each calendar year

Super Money Market

Requires $100,000 minimum deposit to earn premium rate.
  • Convenient access to your funds, by phone, in-person or by check
  • Make up to six (6) withdrawals each month
  • Balance inquiries and transfers can be made through Online Banking or PAT
  • Receive up to one (1) box of FREE checks each calendar year

Mega Money Market

Requires $250,000 minimum deposit to earn premium rate.
  • Convenient access to your funds, by phone, in-person or by check
  • Make up to six (6) withdrawals each month
  • Balance inquiries and transfers can be made through Online Banking or PAT
  • Receive up to one (1) box of FREE checks each calendar year

Summer Pay

Open an Account

Rates

With this exclusive savings account for teachers, you can create your own pay program for the summer months when you may not receive a paycheck. Learn More

Certificates

Open an Account

Rates

Choose from a variety of terms; earn monthly dividends. Jumbo Certificate rates available on balances of $50,000 or more.

Individual Retirement Accounts (IRA)

Rates

Whether you’re opening a new account or rolling over a 401(k), 403(b) or IRA from a previous employer, you can choose from a Traditional, Roth or Coverdell Education Savings Account. Learn More

Club Accounts

Open an Account

Rates

Holiday Account

On November 1, funds automatically transfer to your Checking or Savings account.

  • Open with as little as $5; make additional deposits of any amount as often as you like
  • Fund your account automatically using Direct Deposit
  • Account automatically renews each year

Vacation Account  

Withdraw your money when you need it (two (2) free withdrawals each calendar year). 

Ask a Question about our Savings Account

Can I become a member

Apple FCU membership and account opening is available to anyone who lives, works, worships, volunteers or attends school in Fairfax County, Frederick County (VA), Manassas City, Manassas Park or Prince William County. Membership may also be based on your employment, as well as your relationship with a current Apple FCU member. Learn more about all of the ways you may qualify for membership

How do I open an account

Not a current member? No problem. Join today

More helpful resources

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6 Bad Money Habits to Break

Are you living up to your savings potential? If you feel like you’re falling short, it’s not too late. Here are 6 common habits that may be holding you back and how you can break them now.

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