Business Checking & Money Market Solutions
Day-To-Day Money Management
Making the most of your cash on hand can be as important to the success of your business as the number of items sold or customers served. Whether you've just opened your doors or you're a seasoned entrepreneur seeking ways to improve your bottom line, it's time to maximize your potential. Take your business to the next level with Apple's versatile Commercial Checking and Money Market options. Whatever your size or organizational dilemma, the answers are all right here at Apple FCU.
Contact a Commercial Services Expert at 703-788-4800 to get started.
Business Checking Account Features
FREE Apple Visa® Commercial Debit Card
Online Banking & Mobile App
Online Bill Pay
FREE eStatements
FREE Initial Check Order
Core Checking
With no monthly fees or minimum monthly balance, our Core Checking account has everything you need to simplify your small business's operations.
Features
- No monthly maintenance fee
- $50 minimum opening deposit
- 200 free items allowed per month*
- Excessive items fee per month ($0.30 per item over 200)
- Low cash deposit and withdrawal fees**
**Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.
Core Plus Checking
Our Core Plus Checking account supports businesses with moderate transaction activity. It offers 300 free monthly items, which includes paid checks, items deposited, deposit tickets and ACH credit/debits received.
Features
- $50 minimum opening balance
- 300 free items allowed per month*
- Excessive items fee per month ($0.30 per item over 300)
- Monthly maintenance fee is $15 if average daily balance falls below $2,500
- Low cash deposit and withdrawal fees**
**Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.
Core Advantage Checking
Our Core Advantage Checking account is designed for larger businesses with higher transaction volume. It offers low cash deposit/withdrawal fees and 500 free monthly items, including paid checks, items deposited, deposit tickets and ACH credit/debits received.
Features
- $5,000 minimum opening balance
- Dividends paid monthly*
- Monthly maintenance fee is $25 if average daily balance falls below $5,000
- 500 free items allowed per month**
- Excessive items fee per month ($0.30 per item over 500)
- Low cash deposit and withdrawal fees***
**Monthly Combined transactions included (paid checks, items deposited, deposit tickets, ACH credit/debits received). Does not include cash or debit card transactions.
***Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.
Core Corporate Checking
Our Core Corporate Checking account rewards your relationship with Apple FCU through dividends paid out monthly.
Features
- $15,000 minimum opening balance
- Dividends paid monthly*
- Monthly maintenance fee is $25 if average daily balance falls below $15,000
- Excessive items fee per month ($0.15 per debit, $0.30 per credit, $0.10 per item deposited)**
- Low cash deposit and withdrawal fees***
**Monthly Combined transactions included (paid checks, items deposited, deposit tickets, ACH credit/debits received). Does not include cash or debit card transactions.
***Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.
Money Market
Put your capital to work for your business. Our Money Market account supports your savings goals with a premium rate.
Features
- Minimum opening deposit for 4.00% is $1,000,000
- No monthly maintenance fees or ongoing balance requirements
- No minimum withdrawal requirements
- Make deposits in any amount at any time
- Dividends are compounded daily and paid monthly
Business Sweep Account
Our Business Sweep account provides a simple, streamlined and cost-effective way to make the most of your excess cash. Set a target balance for your checking account and then each night the excess funds are swept into an interest-bearing account.
Features
- Minimum opening deposit for 4.00% is $1,000,000
- No transaction limit
- Automatic transfers
- Free Apple FCU Online and Mobile Banking
- Earns tiered dividends
- $25,000* minimum balance
Bonus Certificate
Make your savings work for your business. Take advantage of these rates while they last!
Features
- Minimum deposit: $500
- Choose between a 5-month and an 11-month term
Meet Our Team
Alia Nasrullah
Regional VP Commercial Business Development
Alia Nasrullah brings over 15 years of banking experience to Apple Federal Credit Union with expertise in consumer and small business banking, SBA lending, operations and business process management.
She joined the Commercial Services Team in 2025 and is passionate about helping small businesses grow through personalized financial solutions. A graduate of the University of Virginia’s Darden School of Business Executive Program, Alia is committed to professional excellence and community impact. She serves on the Boards of the Prince William Chamber of Commerce and the Manassas City Economic Development Authority and is actively involved in local volunteer efforts.
Peter DiBiasio
Commercial Relationship Specialist
Since joining Apple FCU in 2022, Peter DiBiasio has supported the Commercial Services Team with a focus on member relationships, operational efficiency and financial education.
His background in customer service and financial operations enables him to assist business members with care and precision. Peter is passionate about improving the business member experience and regularly engages in community outreach to promote financial literacy. He is committed to continued growth and serving with purpose.
William George
Commercial Support Specialist
William George has over six years of experience in financial services and a strong background in member service, deposit operations and branch management.
Since his promotion to Commercial Support Specialist in 2024, he’s been a key liaison between branches and the Commercial Services Team, ensuring a seamless experience for business members. Known for his collaborative approach and dedication to service, Will mentors branch staff and supports internal operations to help businesses get the answers and support they need, when they need it.
More Helpful Resources
Cash Management
Spend time managing your business, not just its finances. We have a variety tools that will help boost your productivity.
